Too Big to Fail

A recent audit of the Federal Reserve by the Government Accountability Office (G.A.O.) has produced amazing information: the fed bailed out banks, companies, and governments to the tune of $16 trillion. These loans were at zero, or almost zero percent interest. Did any of these companies make loans to you? Loans dried up for the American people but not for the top 1%.
Next Bloomberg, under the Freedom of Information Act (FOIA) unearthed 29,000 pages of Federal Reserve documents that said that $7.7 trillion of these loans went to JP Morgan, Bank of America, Citigroup, Wells Fargo, Goldman Sachs, Morgan Stanley. I am not tell you this to spin a negative tale. I just want to remind you of what I have told you over, and over. The safest place to put your money is the insurance companies, and banks. This information proves it; the AIG bail out is additional evidence. The governments of this planet will print any amount of money to make sure banks and insurance companies stay viable or there is no monetary system!
Title: Secrets of the Bailout Now Told
www.nytimes.com (The New Your Times, December 4, 2011
http://www.nytimes.com/2011/12/04/business/secrets-of-the-bailout-now-revealed.html?pagewanted=all
Title: Another Secret Federal Reserve Bailout, $7.7 Trillion This Time
www.thenewamerican.com (The New American, November 29, 2011)
http://thenewamerican.com/economy/sectors-mainmenu-46/9969-another-secret-federal-reserve-bailout-77-trillion-this-time
Title: Too Big to Fail Takes on New Meaning: New Documents Reveal $7.7 trillion in Secret Fed Loans to Banks
www.registeredrep.com (Registered Rep, November 28, 2011
http://blog.registeredrep.com/copsandcrooks/2011/11/28/too-big-to-fail-takes-on-new-meaning-new-documents-reveal-7-7-trillion-in-secret-fed-loans-to-banks/





Jerry Szeszulski(shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most:
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/

2012 Will Bring Amazing Opportunities for You

Most of the world’s stock markets are down for 2011, including our own. With all the giant increases lately, our markets are still down. The rest of the world is down even more. Canada is down 12%, Japan 14%, Hong Kong down 16 %, France down 17%, Germany down 15%, Russia down 20%, India down 31%, and China is down 28%. We will have an expensive and divisive election in 2012. Whatever the outcome, the American people will face a lot of troubles. Usually, the third year of a president’s term has positive results for the S&P 500. 2011 could be the first time a third year of a presidential term will see losses in the S&P 500 since 1939.

Jerry

Jerry Szeszulski (shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most:
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/

Let’s be clear we have no way of knowing what will happen next in the world economy. Realistically, your best hope would be to protect what you have. Would not a great strategy be to have cash available to invest when this crisis reaches its final massive liquidating panic? I want to inspire you, who read this to, at the very least, investigate whether you should take action. Questions will help you do that, it forces you to think about your own answers. This will get you started on a grate conversation, either with me, or someone like me, about your hopes, your fears, and what I can do to help. I will give examples of some questions you should be able to answer…
1. Are we going to have inflation, deflation, or both?
2. Will the stock markets of the world be safe or dangerous?
3. What impact will higher taxes have on your investments?
4. Will lower benefits cause you to have a lower standard of living?
5. What happens if you outlive your income?


Let’s get started!

Jerry



Jerry Szeszulski (shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most:
office 918-254-2578 x227 Visit our website at: http://tulsahomeauto.com/

Retirement income guaranteed for life
So, you have saved some money to help supplement your Social Security and any other retirement income. How can you be sure your savings will last your entire life? American National has a lifetime income program; your income guaranteed never to run out! With American National’s Single Premium Immediate Annuity (S.P.I.A.) and it lets you turn part of your savings into a lifelong income stream. You get to choose a plan that will pay an income to you only, or joint life that will keep paying the income to your spouse after you have passed away. Just think about it, you get a monthly income for as long as you live and then you pass it onto a loved one for as long as they live, guaranteed to last your entire life. You are in complete control; you can choose from many sources. Such as savings accounts, CD’s, or IRAs, 401ks, and lump sum pension plan payouts. Payments to you start one month after you start the plan, and continue for as long as you both shall live. Just think of the peace of mind you will have knowing you will not out live your money. The monthly amount is locked in, to make it easy for you to budget for household expenses or even travel needs. If you die prematurely, before your payments equal your annuity purchase price, your money will not be lost. Oh no, no, no your beneficiary will be paid the difference. You can keep your hard-earned money in the family. Do you not think they need the money more than the government, hospital, or nursing home? The longer you live, the more you will collect. If you live a long life, you could collect thousands more than you put in. For more information, please feel free to call.


Jerry
http://jerrysgibberish.blogspot.com/

Jerry Szeszulski (shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most:
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/

COFFEE FILTERS Better than paper towels.

I'm passing another jewel of wisdom along to you. (Just a large part of my job in educating the public at large)!!!
Who knew! And you can buy 1,000 at the Dollar Tree for $1.00, even the large ones.

1. Cover bowls or dishes when cooking in the microwave. Coffee filters make excellent covers.

2. Clean windows, mirrors, and chrome... Coffee filters are lint-free so they'll leave windows sparkling.

3. Protect China by separating your good dishes with a coffee filter between each dish.

4. Filter broken cork from wine. If you break the cork when opening a wine bottle, filter the wine through
a coffee filter.

5. Protect a cast-iron skillet. Place a coffee filter in the skillet to absorb moisture and prevent rust.

6. Apply shoe polish. Ball up a lint-free coffee filter.

7. Recycle frying oil. After frying, strain oil through a sieve lined with a coffee filter.

8. Weigh chopped foods. Place chopped ingredients in a coffee filter on a kitchen scale.

9. Hold tacos. Coffee filters make convenient wrappers for messy foods.

10. Stop the soil from leaking out of a plant pot. Line a plant pot with a coffee filter to prevent the soil from
going through the drainage holes.

11. Prevent a Popsicle from dripping. Poke one or two holes as needed in a coffee filter.

12. Do you think we used expensive strips to wax eyebrows? Use strips of coffee filters..

13. Put a few in a plate and put your fried bacon, French fries, chicken fingers, etc on them.. It soaks out all
the grease.

14. Keep in the bathroom. They make great "razor nick fixers."

15. As a sewing backing. Use a filter as an easy-to-tear backing for embroidering or appliquéing soft fabrics.

16. Put baking soda into a coffee filter and insert into shoes or a closet to absorb or prevent odors.

17. Use them to strain soup stock and to tie fresh herbs in to put in soups and stews.

18 Use a coffee filter to prevent spilling when you add fluids to your car.

19. Use them as a spoon rest while cooking and clean up small counter spills.

20. Can use to hold dry ingredients when baking or when cutting a piece of fruit or veggies. Saves on having extra bowls to wash.

21. Use them to wrap Christmas ornaments for storage.

22. Use them to remove fingernail polish when out of cotton balls.

23. Use them to sprout seeds. Simply dampen the coffee filter, place seeds inside, fold it and place it into a
zip-lock plastic bag until they sprout.

24. Use coffee filters as blotting paper for pressed flowers. Place the flowers between two coffee filters and
put the coffee filters in phone book.

25. Use as a disposable "snack bowl" for popcorn, chips, etc.

OH YEAH THEY ARE GREAT TO USE IN YOUR COFFEE MAKERS TOO. :-)

Eight-Home Remedies that work

1. Honey: Have a cough one-spoonful can quiet a nighttime cough better than cough syrups, or suppressants. Honey coats and soothes an irritated throat to help calm repeated coughing. It is generally safe and can be used repeatedly as needed. The recommended amount is two teaspoons per dose. [yummy] Caution: Older adults should check with their doctor to make sure the cough is not from a more serious condition that honey will not be able to help. In addition, if you have diabetes honey has high sugar content.
2. Liquid dish soap: if you encounter poison ivy or poison oak, washing the affected area with liquid dish soap within two hours of contact may prevent you from getting an itching red rash.
3. Tart cherry juice: Drinking tart cherry juice can help prevent gout attacks, relieve muscle soreness after exercise, and help with arthritis pain. It has a natural anti-inflammatory property, in a study patients who took a tablespoon of tart cherry juice concentrate twice a day for four months cut the frequency of soreness in half. Tart cherry juice is bright red and higher in antioxidants than its sweeter cousin black cherry or bing cherry juice.
4. Baby Shampoo: half shampoo and half-warm water is a simple way to clean eyelids that are itchy, red, or crusty. Gently cleaning the eyelid with a baby shampoo-wash this helps get rid of oil and bacteria, but will not sting your eyes, use this twice a day. Caution: baby shampoo should only be used on the lid, and never on the surface of the eye.
5. Menthol rub: Apply mentholated ointments i.e. (Vicks) this is a safe and cost-effective treatment for toenail fungus. First, wipe the affected nail with a cotton ball soaked in white vinegar, and then apply the Vapor Rub.
6. Witch hazel: This is a derived from the leaves and twigs of flowering shrub. For more then 100-years this extract has been used as an astringent to help tighten the skin and relieve inflammation. With a moisten pad of witch hazel that has been chilled you can relieve mild itching and irritation.
7. Ginger: Can help reduce nausea and relieve motion sickness. Take one gram of ginger an hour before surgery can reduce nausea and vomiting during the first 24 hours after surgery. People who are undergoing chemotherapy who take as little as one-quarter of a teaspoon of ginger daily for three days before chemo cut their nausea by 40%. Studies have found that small amounts of fresh or powdered ginger worked better than larger dose, and that ginger taken with anti-vomiting drugs worked better to control nausea than the drugs alone. If you are prone to motion sickness, eating one or two pieces of crystallized ginger before traveling may help. Caution: Ginger extract capsules are much stronger and may actually cause stomach upset. Do-Not go above two grams of ginger.
8. Water: Gargling with plain tap water can help cut the number of colds and respiratory infections you get, it can also help relieve symptoms if you are already sick. Gargling reduced bronchial irritation, whether with salt water or water with lemon and honey, as a safe, effective way to soothe and cleanse a sore throat.

Jerry Szeszulski (shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most:
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/

Most People Do Not Plan to Fail They Just Fail to Plan

The most important challenge facing our nation is finding a balance between our desire for government’s services and protection, and our willingness to pay for them. With so many people either working for the government, or dependent on the government, where are we going to get the money? If you check the latest national poverty statistics, more than at any time in the past four decades American’s are making the slide into poverty. Most vulnerable are people 55 to 64 one in 10 of whom now live below the poverty line. Over 800,000 people 45 to 64 lost health insurance. Social Security recipients will get a cost-of-living adjustment of 3.6% in 2012. That will help after 2 years of no increase. Some of that adjustment, however, will be offset by the rise in Medicare Part B premiums, which pay for doctor visits and other outpatient medical services. Recipients have suffered financially from the lack of COLA because out-of-pocket cost on which older adults spend much of their income continued to soar. One in two married couples and three in four single people rely on Social Security for at least half of their income. Question is what you are setting aside going to be enough? Are you going to retire into poverty? If you fail to plan, you have a plan for failure. For the cost of a cup of coffee at StarBucks, you could help yourself. By the way, the only person you can count on is yourself. When you feel it is the right time to start a plan or move a plan think about calling us, or someone like us to help you build your plan with safety and guarantees.


Jerry Szeszulski ( shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/